Private Lender
Shelter Lending
Alternative Private Lending With Competitive Rates
Vancouver, BC48–72 hours
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Rate Summary (Q1 2026)
1st Mortgage
8.49–13.99%
2nd Mortgage
10.49–13.99%
Max LTV (1st)
75%
Lender Fee
1.5–2.5%
* Rates are indicative and subject to change. Actual rate depends on LTV, property type, credit profile, and term. Apply for a personalized quote.
About Shelter Lending
Shelter Lending offers alternative private lending with a focus on competitive mortgage interest rates and fees for borrowers who need flexible financing outside of traditional bank channels.
Key Features
- Competitive rates for alternative lending
- Flexible financing outside traditional bank channels
- Private mortgages and alternative lending
Pros
- Competitive rates for private lending
- Flexible underwriting
Cons
- Minimum loan of $50,000
- Limited regional coverage
Quick Facts
Min Loan$50K
Max Loan$3.0M
Max LTV (1st)75%
Max LTV (2nd)65%
Approval Speed48–72 hours
Bad Credit OKYes
Self-Employed OKYes
Loan Types Offered
1st Mortgage2nd MortgageAlternative Lending
Regions Served
- Metro Vancouver
- Fraser Valley
Contact
Ready to Apply?
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