Mortgage Investment Corporation (MIC)

Fisgard Capital Corporation

Canada's Established MIC — $314M+ AUM Since 1996

Victoria, BCEst. 199648–72 hours
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Rate Summary (Q1 2026)
1st Mortgage
7.99–11.99%
2nd Mortgage
Max LTV (1st)
80%
Lender Fee
1–2%

* Rates are indicative and subject to change. Actual rate depends on LTV, property type, credit profile, and term. Apply for a personalized quote.

About Fisgard Capital Corporation

Fisgard is one of Canada's most established MICs with $314M+ in assets under management. Founded in 1996, they focus on first mortgages secured by Canadian real estate across BC, AB, SK, MB, and ON. They have never suspended investor redemptions — a strong track record in the MIC space.

Key Features
  • $314M+ in assets under management
  • Founded 1996 — never suspended investor redemptions
  • First mortgages, bridge financing, construction loans
  • Bundle financing available
  • BC, AB, SK, MB, and ON coverage
Pros
  • One of Canada's most established MICs
  • Strong institutional track record since 1996
  • Competitive rates for a MIC
  • Construction and bridge financing available
Cons
  • Minimum loan of $50,000
  • Primarily first mortgages — limited second mortgage product
  • Broker access typically required
Quick Facts
Min Loan$50K
Max Loan$10.0M
Max LTV (1st)80%
Max LTV (2nd)
Approval Speed48–72 hours
Bad Credit OKYes
Self-Employed OKYes
Founded1996
Loan Types Offered
1st MortgageBridge FinancingConstruction LoansBundle Financing
Regions Served
  • Metro Vancouver
  • Fraser Valley
  • Victoria & Vancouver Island
  • Okanagan
  • Interior BC
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Amira

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