Mortgage Investment Corporation (MIC)

Blue Pearl Mortgage Investment Corporation

Surrey-Based MIC — Lower Mainland Private Lending

Surrey, BC48–72 hours

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Rate Summary (Q1 2026)

1st Mortgage

8.99–13.99%

2nd Mortgage

10.99–13.99%

Max LTV (1st)

75%

Lender Fee

1.5–2.5%

* Rates are indicative and subject to change. Actual rate depends on LTV, property type, credit profile, and term. Apply for a personalized quote.

About Blue Pearl Mortgage Investment Corporation

Blue Pearl MIC is a Surrey-based Mortgage Investment Corporation registered with BCFSA, serving borrowers across the Lower Mainland with private mortgage solutions.

Key Features

BCFSA-registered MIC
Surrey-based — strong Fraser Valley presence
First and second mortgages

Pros

BCFSA-registered — regulated and accountable
Surrey-based — strong local Fraser Valley knowledge

Cons

Minimum loan of $50,000
No public website — broker access required

Quick Facts

Min Loan$50K

Max Loan$3.0M

Max LTV (1st)75%

Max LTV (2nd)65%

Approval Speed48–72 hours

Bad Credit OKYes

Self-Employed OKYes

Loan Types Offered

1st Mortgage2nd Mortgage

Regions Served

Metro Vancouver
Fraser Valley

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