Private Lender
Bancorp Financial
Downtown Vancouver Private Mortgage Lender
Vancouver, BC48 hours
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Rate Summary (Q1 2026)
1st Mortgage
8.99–14.99%
2nd Mortgage
10.99–14.99%
Max LTV (1st)
75%
Lender Fee
1.5–3%
* Rates are indicative and subject to change. Actual rate depends on LTV, property type, credit profile, and term. Apply for a personalized quote.
About Bancorp Financial
Bancorp Financial is a downtown Vancouver-based private mortgage lender offering short-term first and second mortgage solutions for BC borrowers who need fast closing timelines.
Key Features
- Short-term first and second mortgages
- Fast closing timelines
- Downtown Vancouver office
Pros
- Fast closing timelines
- Downtown Vancouver location
- Handles large loan amounts
Cons
- No website — broker access required
- Minimum loan of $50,000
Quick Facts
Min Loan$50K
Max Loan$5.0M
Max LTV (1st)75%
Max LTV (2nd)65%
Approval Speed48 hours
Bad Credit OKYes
Self-Employed OKYes
Loan Types Offered
1st Mortgage2nd MortgageBridge Financing
Regions Served
- Metro Vancouver
- Fraser Valley
Ready to Apply?
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